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Pumpkin chocolate chip muffin with streusel topping on marble surface.

How to Make Pumpkin Cream Cheese Chocolate Chip Muffins

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  • Author: Charlene
  • Prep Time: 20 minutes
  • Cool Time: N/A
  • Cook Time: 20 minutes
  • Total Time: 40 minutes
  • Yield: 24 muffins 1x
  • Category: Muffins
  • Method: Baking
  • Cuisine: American
  • Diet: Vegetarian

Description

Delicious pumpkin chocolate chip muffins with a creamy cream cheese filling and crunchy streusel topping.


Ingredients

Scale
  • 4 large eggs
  • 1 can pumpkin puree (15 oz / 425 g), 100% pure pumpkin, not pie filling
  • 1 cup plain full-fat Greek yogurt (8 oz / 227 g)
  • ¼ cup avocado oil (2 fl oz / 60 ml)
  • 1 tablespoon vanilla bean paste (or vanilla extract)
  • 2⅓ cups all-purpose flour (11.5 oz / 325 g), unbleached preferred
  • 1¾ cups brown sugar (14 oz / 395 g), light brown suggested
  • 2 teaspoons baking soda
  • 1 teaspoon salt
  • 2 cups bittersweet chocolate baking chips (12 oz / 340 g), semi-sweet or bittersweet preferred
  • Pumpkin Spice Mix (blend of cinnamon, nutmeg, and other warm spices) as needed (amount not specified)
  • 16 oz (454 g) cream cheese, softened, full-fat
  • ¼ cup granulated sugar (50 g)
  • 1 tablespoon all-purpose flour (8 g) for cream cheese filling
  • 1 large egg (for cream cheese filling)
  • 1 tablespoon milk (15 ml) for cream cheese filling
  • 1¼ cups all-purpose flour (about 6 oz / 180 g)
  • ½ cup unsalted butter, melted (4 oz / 113 g)
  • ½ cup brown sugar (4 oz / 113 g)
  • 1 teaspoon ground cinnamon
  • 1 large egg white
  • Pinch of salt

Instructions

  1. Step 1: Preheat your oven to 425°F (218°C). Ensure the oven is fully heated before baking. Prepare a 24-cup muffin tin by greasing or lining with paper liners.
    Step 1
  2. Step 2: In a large bowl, whisk together 4 large eggs, 1 can (15 oz/425 g) pumpkin puree, 1 cup plain full-fat Greek yogurt, ¼ cup avocado oil, and 1 tablespoon vanilla bean paste until smooth and well combined.
    Step 2
  3. Step 3: In a separate bowl, mix 2⅓ cups all-purpose flour, 1¾ cups brown sugar, 2 teaspoons baking soda, 1 teaspoon salt, and your desired amount of pumpkin spice mix thoroughly to ensure even distribution.
    Step 3
  4. Step 4: Slowly fold the dry ingredient mixture into the wet ingredients. Stir gently to combine without overmixing; it is acceptable if a few lumps remain to keep muffins light.
    Step 4
  5. Step 5: Using a hand or stand mixer, beat together 16 oz softened cream cheese, ¼ cup granulated sugar, 1 tablespoon all-purpose flour, 1 large egg, and 1 tablespoon milk until smooth and creamy with no lumps.
    Step 5
  6. Step 6: In a bowl, combine 1¼ cups all-purpose flour, ½ cup brown sugar, 1 teaspoon ground cinnamon, and a pinch of salt. Stir in ½ cup melted unsalted butter and 1 large egg white until mixture is combined evenly. The egg white helps bind and crisp the streusel topping.
    Step 6
  7. Step 7: Layer the muffin tins as follows: spoon a portion of pumpkin batter into each cup (about 1/3 full), add a dollop of the cream cheese filling in the center, then top with remaining pumpkin batter to cover the cream cheese layer. Finally, sprinkle the streusel topping generously over each muffin.
    Step 7
  8. Step 8: Place the muffin tray in the preheated oven and bake at 425°F (218°C) for 6-7 minutes to achieve oven spring. Then reduce the heat to 350°F (177°C) and continue baking for the remaining time necessary (total bake time approximately 20 minutes).
    Step 8
  9. Step 9: Insert a toothpick into the center of a muffin. It should come out clean or with a few moist crumbs but no wet batter. If muffins are too moist, return them to bake an additional 5 minutes at 350°F (177°C).
    Step 9
  10. Step 10: Allow muffins to cool in the pan for a few minutes before transferring to a wire rack to cool completely. Cooling helps set the muffin structure and enhances flavor release.
    Step 10

Notes

  • Store muffins in an airtight container at room temperature for up to 2 days to maintain texture and flavor.
  • Place muffins in an airtight container in the refrigerator for up to 7 days for extended freshness.
  • Wrap each muffin individually in plastic wrap, place in a freezer-safe bag or container, and freeze for up to 3 months. Thaw at room temperature before serving.
  • If chocolate chips tend to sink to the bottom, toss them with 1 tablespoon of all-purpose flour before folding into the batter.
  • If the streusel topping is too crumbly and does not adhere well, add 1 teaspoon of melted butter and mix.
  • Rotate the muffin pan halfway through baking at 425°F (218°C) after 6-7 minutes for more even muffin tops.
  • If muffins stick to the pan, let them cool for 10 minutes before carefully removing to prevent tearing.
  • Warm muffins gently in a 350°F (177°C) oven for 5-7 minutes to refresh texture if preferred.
  • Serve with coffee or chai tea for a warm beverage pairing. Complement with a simple fruit salad or plain yogurt for a light accompaniment.

Nutrition

  • Serving Size: 1 muffin
  • Calories: 350
  • Sugar: 1 g
  • Sodium: 600 mg
  • Fat: 20 g
  • Saturated Fat: 7 g
  • Unsaturated Fat: 10 g
  • Trans Fat: 0 g
  • Carbohydrates: 15 g
  • Fiber: 1 g
  • Protein: 30 g
  • Cholesterol: 90 mg
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